Business Banking

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The 26 th of February Business banking. Verb + -ing.

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Answer for the questions: 1. What is business? 2. What is banking? 3. Who is top manager?

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Business banking  is a company's financial dealings with an institution that provides  business  loans, credit, savings accounts, and checking accounts, specifically designed for companies rather than for individuals. Бизнес-банкинг - это финансовые отношения компании с учреждением, которое предоставляет бизнес- ссуды, кредиты, сберегательные и текущие счета, специально разработанные для компаний, а не для физических лиц.

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Business banking is specialized division of bank or financial institution that deals only with businesses and corporate clients and offer products like business loan, assets management, electronic transfer of funds which are specifically designed to meet their needs. Banks have major focus in this area as it is major source of profit for them, generally interest rates and fees charged are higher for corporate client compared to retail clients.

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Бизнес-банкинг - это специализированное подразделение банка или финансового учреждения, которое занимается только бизнесом и корпоративными клиентами и предлагает такие продукты, как бизнес-кредит, управление активами, электронный перевод средств, которые специально разработаны для удовлетворения их потребностей. Банки уделяют большое внимание этой области, поскольку она является для них основным источником прибыли, как правило, процентные ставки и сборы для корпоративных клиентов выше, чем для розничных.

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1 . Овердрафт 2. Банковская ссуда или срочная ссуда 3. Аккредитив 4. Казначейские и кассовые услуги

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New words: 1. Master budget, 2. audit, 3. profit, 4. capital, 5. revenue centre 6. top management 7. auditor 8. accountant 1. Основной бюджет 2. Аудит 3. Прибыль 4. Капитал 5. центр доходов 6. высшее руководство 7. Аудитор 8. бухгалтер

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Exercises and assignments Ex . 1 Guess the meanings of the following words and say, who is who: 1) person whose profession is to keep and examine ….. 2) person who directs, one of a group who manages the affairs of a business company ….. 3) person who carries out official examination of ….. accounts to see that they are in order ….. 4) person who watches and directs work ….

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Ex. 2 Fill in the gaps in these sentences with a suitable word or word combination from the list below. Master budget, audit, profit, four, capital, revenue centre, top management. 1. A budget indicates the expenditures, revenues, or planned for some future date - 2. Budgets convey information on a key organisational resource - and on a key organisational goal - 3. There are major types of responsibility centres - 4. An example of is a sales department - 5. Economic forecasts and sales and profit objectives for the coming year are provided by - 6. After a budget committee has reviewed it, theis sent to the board of directors for approval - 7. The independent examination of financial information of any entity, whether profit oriented or not, is called an -

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Home task: 1.To learn all new words (to be ready for a quiz) and to do tasks till the end. 2. To read article “ Business banking ” and be ready for speaking on the theme.